Erie County Loans & Grants Home HeadQuarters
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If the program is “currently closed,” it will reopen once enough funds have been paid back into the fund for a good number of homeowners. No home equity required, no income eligibility requirements, and no upfront costs. You don’t have to wait to transform your living space into something more functional or give it a facelift.
We apologize for the inconvenienceThe people search feature on Superpages.com is temporarily unavailable. You can still search for people on yellowpages.com since Yellow Pages and Superpages are part of one company. You will be asked for additional supporting documents in the next phase of the application process. Utilizing the USDA Eligibility Site you can enter a specific address for determination or just search the map to review general eligible areas. Landlords of 1-2 units buildings may apply, grant is limited to two units.
Programs by City/Town
Although most insurance policies cover roof replacements and repairs from storm damage, you’re still responsible for the deductible. These deductibles aren’t cheap, and a lot of homeowners don’t always have that kind of cash lying around. Individual states may have particular requirements based on state and local regulations. Please contact the state office in the state where your project is located. Units receiving grant repairs must rent to income-eligible tenants for a period of three years.
This program is offered through a partnership between Home HeadQuarters and Onondaga County. We offer a Grant + Loan Home Repair Program to help Buffalo residents with health & safety projects. If you have a credit score of 620+, and have owned and lived at your property for at least 6 months, our lending staff will work closely with you to assess your eligibility for loan financing and partial grant funding. All grants are paired with a pre-approved loan through our Loan Services department and are combined with a lead-risk assessment and remediation. Home HeadQuarters, in partnership with the Tipperary Hill Neighborhood Association, is offering Tipperary Hill home owners home improvement loans of up to $10,000 at 3% interest, payable over seven years.
Home Repair Loans & Grants
This loan program can be combined with other loans and grants. Income-eligible homeowners who live in designated Onondaga County areas can take advantage of up to $20,000 for eligible exterior or emergency home repairs including grants of up to $6,000 or 30% of the overall loan are also available. Homeowners, or someone in the household, must have been impacted by COVID-19 in some manner (job loss, loss of income/work hours, or other measurable impact) to participate. Home HeadQuarters, in partnership with Onondaga County and Empire State Development Corporation, is offering Solvay and Town of Geddes homeowners home improvement loans of up to $25,000 at 1% interest, payable over 10 years. The loans can be used for interior and exterior home improvements.
Income-eligible homeowners may receive part of the loan as a grant. If you qualify, you will only have to pay back 50% of the repair costs. Homeowners who live in New York’s Lily Dale Assembly can take advantage of a low-interest loan of up to $25,000 for water hook-ups and other health/safety issues.
Buffalo & Erie County Home Improvement Fund
Radon testing required - any radon hazards must be mitigated as part of the $10,000. Property owners must be at or below 80% of HUD median income guidelines. I would like to recognize the project manager in charge of the work site that day. I was most satisfied with how fast the workers did the job and how it looked when it was done, and how polite they were and their demeanor when they were performing the work. Vinyl siding, for instance, is immune to the buildup of mold and moisture. Some forms also stand up better to impacts from rain, hail, ice, and snow.
Windows should be done once they approach 20 years of age. Outdated windows can allow cool or warm to escape quickly, causing your HVAC system to work harder. Plus, outdated windows might be letting too much heat from the sunlight in during the spring and summer months.
City of Elmira Landlord Property Improvement Program
Repair packagers are not subject to the certified packaging process for purchase loans. Information regarding the 504 packaging process can be found in HB , Chapter 3, Attachment 3-A. Property must be in compliance with city and county rental requirements. Landlords must apply and meet Home HeadQuarters’ flexible underwriting standards in order to access loan funds. Loans and grants are secured with a mortgage for the term of the loan.
A non-refundable credit application fee of $50 will be required upon submission of full application. There are no other additional requirements at the national level. If there are additional state-specific requirements they will be listed above.
Income-eligible Solvay and Town of Geddes residents may also be eligible for a grant of up to $2,500 grant as part of their loan. Town of Salina homeowners can take advantage of a home improvement loan of up to $15,000 at a 1% interest rate payable over 7-10 years. Loans can be used for exterior home improvements like roof, window or siding replacement and/or life/safety/code related home repairs like sewer, foundation or plumbing issues or furnace and hot water tank repair or replacement.
Loans of up to $25,000 at a 6.49% simple interest rate for exterior and/or interior property improvements to address health and safety and/or codes related repairs. Buffalo area Landlords, of one to four unit properties, can now access loan funds of up to $25,000 to address lead paint hazards and other health and safety needs in their rental properties. City of Buffalo Landlords can also take advantage of a grant of up to $5,000 or 20% of their total loan amount.
Loans of up to $25,000 at a 4.99% simple interest rate for exterior and/or interior home improvements to address health and safety repairs. The 504 Automated Worksheet is a tool designed to identify what type of assistance a homeowner may receive; however, is not a final eligibility determination. Blueprint 15 is offering landlords of properties located within the historic 15th Ward neighborhood in Syracuse, matching grants for eligible repairs. Home HeadQuarters offers financing to local, qualified investors who wish to purchase and/or renovate 1-4 unit rental properties located within Onondaga County.
Loans of up to $25,000 for exterior improvements or to address interior health and safety items at a 1% interest rate. The Buffalo & Erie County Home Improvement Fund provides homeowners in Buffalo and throughout Erie County, New York, with loans of up to $20,000 for home improvements and repairs. Replacing or upgrading your roof, vinyl siding, and doors and windows can give your home a completely new look. Switching to energy-efficient doors and windows will also help you save on monthly utility bills. If you live in a hail-prone area, upgrading to impact-resistant or class 4 shingles can lower your hazard insurance premiums and save on costly repairs. Amount of grant funding varies based on income eligibility.
We apologize for the inconvenienceThe people search feature on dexknows.com is temporarily unavailable. You can still search for people on yellowpages.com since Yellow Pages and Dexknows are part of one company. Answer a few questions and we’ll get you free estimates from local businesses. The loans currently have a 4.99% fixed interest rate, and are payable over seven years. The grant portion of the loan is in the form of a deferred loan and requires a residency requirement for a period of time. You must own your house in eligible census tract areas of Onondaga County or the city of Syracuse.
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